Source: FDIC national deposit rates via the Federal Reserve Bank of St. Louis, and the U.S. Treasury; monthly observations. Data through Savings, average: 2026-09-01; Money market, average: 2026-09-01; 1-month CD, average: 2026-09-01; 3-month CD, average: 2026-09-01; 6-month CD, average: 2026-09-01; 1-year CD, average: 2026-09-01; 2-year CD, average: 2026-09-01; 3-year CD, average: 2026-09-01; 4-year CD, average: 2026-09-01; 5-year CD, average: 2026-09-01; Treasury bill, 3-month: 2026-10-16; Treasury, 1-year: 2026-10-16; Treasury, 2-year: 2026-10-16.