Data surface

Consumer Credit and Household Debt

Official-source household balance-sheet snapshots, delinquency flows, and consumer-credit aggregates from the New York Fed Household Debt and Credit report and Federal Reserve Board G.19 data.

Latest New York Fed quarter Latest Federal Reserve G.19 release Interactive chart views

About

What is here

Official household debt, consumer credit, delinquency, and Federal Reserve G.19 chart surface.

Charts

Included

Q2 2026 Household Debt Composition, Q2 2026 Serious Delinquency Flow, G.19 Revolving vs. Nonrevolving Credit, G.19 Consumer Credit Growth.

Latest statistics

Debt and credit snapshot.

$18.771T Total household debt New York Fed Q2 2026
$13.117T Mortgage balances Largest household-debt category
$1.263T Credit card balances Up $21B quarter over quarter
$1.713T Auto loan balances Up $28B quarter over quarter
$1.651T Student loan balances New York Fed report total
$0.459T HELOC balances Up $13B quarter over quarter
7.83% Student-loan serious-delinquency flow Q2 2026 annualized share
$5.186T G.19 consumer credit Seasonally adjusted, 2026-07

Charts

Consumer credit and household debt views.

Official data

Start with the Federal Reserve source families.

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